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| Fixed Rate Mortgages Purchase |
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For up-to-the minute rates, please call our Loan Servicing Department at 860-688-8511. |
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| Fixed Rate Mortgages Refinance |
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For up-to-the minute rates, please call our Loan Servicing Department at 860-688-8511.
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Jumbo Loans Rates Purchase |
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For up-to-the minute rates, please call our Loan Servicing Department at 860-688-8511. |
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1 - 4 Family Owner Occupied Residential Loans up to $650,000.
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Annual Percentage Rates (APR) are based on $100,000 for conventional loans with a 20% down payment. Any down payment less than 20% would require a monthly PMI (Private Mortgage Insurance) payment.
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Payment per $1,000.00 represents the monthly payment based on a $1,000.00 loan at the rate and term indicated.
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Subject to credit approval.
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Rates apply to the purchase or non cash out refinancing of owner occupied properties only and are subject to change without notice.
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Other terms and conditions may apply.
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Call for loans over $650,000.
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| Jumbo Loans Rates Refinance |
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For up-to-the minute rates, please call our Loan Servicing Department at 860-688-8511.
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1 - 4 Family Owner Occupied Residential Loans up to $650,000.
-
Annual Percentage Rates (APR) are based on $100,000 for conventional loans with a 20% down payment. Any down payment less than 20% would require a monthly PMI (Private Mortgage Insurance) payment.
-
Payment per $1,000.00 represents the monthly payment based on a $1,000.00 loan at the rate and term indicated.
-
Subject to credit approval.
-
Rates apply to the purchase or non cash out refinancing of owner occupied properties only and are subject to change without notice.
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Other terms and conditions may apply.
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Call for loans over $650,000.
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Adjustable Rate Mortgages (ARM) Purchase |
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For up-to-the minute rates, please call our Loan Servicing Department at 860-688-8511.
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The contract rates will remain fixed until the first adjustment date and are subject to increase or decrease after consummation. Adjustments based on the 1 year US Treasury weekly constant plus a 2.75% margin.
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1 - 4 Family Owner Occupied Residential Loans up to $417,000.
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Annual Percentage Rates (APR) are based on $100,000 for conventional loans with a 20% down payment. Any down payment less than 20% would require a monthly PMI (Private Mortgage Insurance) payment.
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Maximum APR 18%
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Initial Unit Cost represents the monthly payment during the initial fixed term based on a $1,000.00 loan at the discounted rate for a 30 year term.
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Payment per $1,000.00 represents the monthly payment based on a $1,000.00 loan at the rate and term indicated.
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At the adjustment which could be in 1, 3, 5, 7 or 10 years depending on product. The maximum increase could be 2% yearly cap with a maximum of 5% lifetime cap (6% lifetime cap for 1 year) over the life of the loan.
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Subject to credit approval.
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Rates apply to the purchase or non cash out refinancing of owner occupied properties only and are subject to change without notice.
-
Other terms and conditions may apply.
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Adjustable Rate Mortgages (ARM) Refinance |
| For up-to-the minute rates, please call our Loan Servicing Department at 860-688-8511.
|
|
The contract rates will remain fixed until the first adjustment date and are subject to increase or decrease after consummation. Adjustments based on the 1 year US Treasury weekly constant plus a 2.75% margin.
|
-
1 - 4 Family Owner Occupied Residential Loans up to $417,000.
-
Annual Percentage Rates (APR) are based on $100,000 for conventional loans with a 20% down payment. Any down payment less than 20% would require a monthly PMI (Private Mortgage Insurance) payment.
-
Maximum APR 18%
-
Initial Unit Cost represents the monthly payment during the initial fixed term based on a $1,000.00 loan at the discounted rate for a 30 year term.
-
Payment per $1,000.00 represents the monthly payment based on a $1,000.00 loan at the rate and term indicated.
-
At the adjustment which could be in 1, 3, 5, 7 or 10 years depending on product. The maximum increase could be 2% yearly cap with a maximum of 5% lifetime cap (6% lifetime cap for 1 year) over the life of the loan.
-
Subject to credit approval.
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Rates apply to the purchase or non cash out refinancing of owner occupied properties only and are subject to change without notice.
-
Other terms and conditions may apply.
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First Time Homebuyer Program Rates |
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For up-to-the minute rates, please call our Loan Servicing Department at 860-688-8511.
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The contract rates will remain fixed until the first adjustment date and are subject to increase or decrease after consummation. Adjustments based on the 1 year US Treasury weekly constant plus a 2.75% margin. |
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1 - 4 Family Owner Occupied First Time Homebuyer Residential Loans up to $292,455.
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Maximum Sales Price: $301,500.
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Income limit of $81,000 for a household of 2 or less; $93,150 for 3 or more.
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Must be a First-Time Homebuyer.
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As little as 3% percent down-payment. (Private Mortgage Insurance is required for down-payments less than 20%).
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Annual Percentage Rates (APR) are based on $100,000 for conventional loans with a 20% down payment. Any down payment less than 20% would require a monthly PMI (Private Mortgage Insurance) payment.
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Minimum Credit Score: 620.
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Maximum APR 18%
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Initial Unit Cost represents the monthly payment during the initial fixed term based on a $1,000.00 loan at the discounted rate for a 30 year term.
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Payment per $1,000.00 represents the monthly payment based on a $1,000.00 loan at the rate and term indicated.
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At the adjustment which could be in 3 or 5 year
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