Fixed Rates Mortgages Refinance
Jumbo Preferred Rates
Adjustable Rates Mortgages Refinance
30 Year Fixed 97% LTV Purchase
30 Year Fixed 97% LTV Refinance
FHA Refinance


 Fixed Rate Mortgages Purchase Only (Scroll down for Refinance Rates)

Rates are for illustrative purposes only! For up-to-the minute rates, please call our Loan Servicing Department at 860-688-8511.

Rates as of Thursday, July 2, 2009
Points Interest Rate APR Payment per $1,000 Payments Apply
40 Year Fixed
2.000 6.000% 6.195% $5.50 Show Payments
1.000 6.250% 6.366% $5.68 Show Payments
0.000 6.500% 6.535% $5.85 Show Payments
30 Year Fixed
2.000 5.000% 5.216% $5.37 Show Payments
1.000 5.250% 5.378% $5.52 Show Payments
0.000 5.500% 5.538% $5.68 Show Payments
20 Year Fixed
2.000 5.000% 5.293% $6.60 Show Payments
1.000 5.250% 5.422% $6.74 Show Payments
0.000 5.500% 5.551% $6.88 Show Payments
15 year Fixed
2.000 4.374% 4.738% $7.59 Show Payments
1.000 4.624% 4.838% $7.71 Show Payments
0.000 4.874% 4.938% $7.84 Show Payments
10 Year Fixed
2.000 4.124% 4.643% $10.18 Show Payments
1.000 4.374% 4.678% $10.30 Show Payments
0.000 4.624% 4.714% $10.42 Show Payments
  • Rates at time of application are for illustrative purposes only, and are not locked at time of online application completion.  Please call for more details!
  • Illustrated rates are for 1 - 4 Family Owner Occupied Residential Loans up to $417,000. Please call for loans up to the new temporary high loan limit of $440,000.
  • Annual Percentage Rates (APR) are based on $100,000 for conventional loans with a 20% down payment. Any down payment less than 20% would require a monthly PMI (Private Mortgage Insurance) payment.
  • Payment per $1,000.00 represents the monthly payment based on a $1,000.00 loan at the rate and term indicated.
  • Subject to credit approval.
  • Rates apply to the purchase or non cash out refinancing of owner occupied properties only and are subject to change without notice.
  • Other terms and conditions may apply.
  

 
Fixed Rate Mortgages Refinance

 
Rates are for illustrative purposes only!  For up-to-the minute rates, please call our Loan Servicing Department at 860-688-8511.

Rates as of Thursday, July 2, 2009
Points Interest Rate APR Payment per $1,000 Payments Apply
40 Year Fixed Refinance
2.000 6.000% 6.195% $5.50 Show Payments
1.000 6.250% 6.366% $5.68 Show Payments
0.000 6.500% 6.535% $5.85 Show Payments
30 Year Fixed Refinance
2.000 5.000% 5.216% $5.37 Show Payments
1.000 5.250% 5.378% $5.52 Show Payments
0.000 5.500% 5.538% $5.68 Show Payments
20 Year Fixed Refinance
2.000 5.000% 5.293% $6.60 Show Payments
1.000 5.250% 5.422% $6.74 Show Payments
0.000 5.500% 5.551% $6.88 Show Payments
15 Year Fixed Refinance
2.000 4.374% 4.738% $7.59 Show Payments
1.000 4.624% 4.838% $7.71 Show Payments
0.000 4.874% 4.938% $7.84 Show Payments
10 Year Fixed Refinance
2.000 4.124% 4.643% $10.18 Show Payments
1.000 4.374% 4.678% $10.30 Show Payments
0.000 4.624% 4.714% $10.42 Show Payments
  • Rates at time of application are for illustrative purposes only, and are not locked at time of online application completion.  Please call for more details!
  • Illustrated rates are for 1 - 4 Family Owner Occupied Residential Loans up to $417,000. Please call for loans up to the new temporary high loan limit of $440,000.
  • Annual Percentage Rates (APR) are based on $100,000 for conventional loans with a 20% down payment. Any down payment less than 20% would require a monthly PMI (Private Mortgage Insurance) payment.
  • Payment per $1,000.00 represents the monthly payment based on a $1,000.00 loan at the rate and term indicated.
  • Subject to credit approval.
  • Rates apply to the purchase or non cash out refinancing of owner occupied properties only and are subject to change without notice.
  • Other terms and conditions may apply.
  


Jumbo Loan Rates Purchase Only (Scroll down for Refinance Rates)

Rates are for illustrative purposes only!  For up-to-the minute rates, please call our Loan Servicing Department at 860-688-8511.

Rates as of Thursday, July 2, 2009
Points Interest Rate APR Payment per $1,000 Payments Apply
Jumbo 30 Fixed
2.000 6.375% 6.578% $6.24 Show Payments
1.000 6.875% 6.984% $6.57 Show Payments
0.000 7.750% 7.760% $7.16 Show Payments
Jumbo 15 Fixed
2.000 5.624% 5.950% $8.24 Show Payments
1.000 5.999% 6.170% $8.44 Show Payments
0.000 6.374% 6.389% $8.64 Show Payments
  • Rates at time of application are for illustrative purposes only, and are not locked at time of online application completion.  Please call for more details!
  • 1 - 4 Family Owner Occupied Residential Loans up to $650,000.
  • Annual Percentage Rates (APR) are based on $450,000 for jumbo loans with a 20% down payment. Any down payment less than 20% would require a monthly PMI (Private Mortgage Insurance) payment.
  • Payment per $1,000.00 represents the monthly payment based on a $1,000.00 loan at the rate and term indicated.
  • Subject to credit approval.
  • Rates apply to the purchase or non cash out refinancing of owner occupied properties only and are subject to change without notice.
  • Other terms and conditions may apply.   
  • Call for loans over $650,000.    
 
Jumbo Preferred Rates

 
Rates are for illustrative purposes only!  For up-to-the minute rates, please call our Loan Servicing Department at 860-688-8511.

Rates as of Thursday, July 2, 2009
Points Interest Rate APR Payment per $1,000 Payments Apply
30 Year Fixed Jumbo Preferred Rates
2.000 5.750% 5.945% $5.84 Show Payments
1.000 6.000% 6.103% $6.00 Show Payments
0.000 6.250% 6.259% $6.16 Show Payments
15 Year Fixed Jumbo Peferred Rates
2.000 4.999% 5.319% $7.91 Show Payments
1.000 5.374% 5.542% $8.10 Show Payments
0.000 5.624% 5.639% $8.24 Show Payments
 

SPECIAL PREFERRED RATE PROGRAM!!

  • Rates at time of application are for illustrative purposes only, and are not locked at time of online application completion.  Please call for more details!
  • 1 - 4 Family Owner Occupied Primary Residential Loans only up to $650,000.
  • 30% Downpayment Required.
  • New customers of Windsor Federal Savings only. 
  • Hartord, Litchfield and Tolland Counties only.
  • Annual Percentage Rates (APR) are based on $450,000 for jumbo loans with a 30% down payment.
  • Payment per $1,000.00 represents the monthly payment based on a $1,000.00 loan at the rate and term indicated.
  • Subject to credit approval.
  • Rates apply to the purchase or non cash out refinancing of owner occupied properties only and are subject to change without notice. 
  • Other terms and conditions may apply. 
  • Call for loans over $650,000.  
     
     
Jumbo Loan Rates Refinance

Rates are for illustrative purposes only!  For up-to-the minute rates, please call our Loan Servicing Department at 860-688-8511.

Rates as of Thursday, July 2, 2009
Points Interest Rate APR Payment per $1,000 Payments Apply
Jumbo 30 Fixed
2.000 6.375% 6.578% $6.24 Show Payments
1.000 6.875% 6.984% $6.57 Show Payments
0.000 7.750% 7.760% $7.16 Show Payments
Jumbo 15 Fixed
2.000 5.624% 5.950% $8.24 Show Payments
1.000 5.999% 6.170% $8.44 Show Payments
0.000 6.374% 6.389% $8.64 Show Payments
  • Rates at time of application are for illustrative purposes only, and are not locked at time of online application completion.  Please call for more details!
  • 1 - 4 Family Owner Occupied Residential Loans up to $650,000.
  • Annual Percentage Rates (APR) are based on $450,000 for jumbo loans with a 20% down payment. Any down payment less than 20% would require a monthly PMI (Private Mortgage Insurance) payment.
  • Payment per $1,000.00 represents the monthly payment based on a $1,000.00 loan at the rate and term indicated.
  • Subject to credit approval.
  • Rates apply to the purchase or non cash out refinancing of owner occupied properties only and are subject to change without notice.
  • Other terms and conditions may apply.   
  • Call for loans over $650,000.    

 
 Adjustable Rate Mortgages (ARM) Purchase Only (Scroll down for Refinance Rates)

 
Rates are for illustrative purposes only!  For up-to-the minute rates, please call our Loan Servicing Department at 860-688-8511.

Rates as of Thursday, July 2, 2009
Points Interest Rate APR Payment per $1,000 Payments Apply
1 Year Adjustable 30 Year
0.000 4.999% 4.123% $5.37 Show Payments
3 Year / 1 Year Adjustable Rate (3 year fixed rate to 1 year adjustable thereafter) 30 Year
2.000 4.375% 4.294% $4.99 Show Payments
1.000 4.625% 4.268% $5.14 Show Payments
0.000 4.875% 4.242% $5.29 Show Payments
5 Year / 1 Year Adjustable Rate (5 year fixed rate to 1 year adjustable thereafter) 30 Year
2.000 4.500% 4.391% $5.07 Show Payments
1.000 4.750% 4.398% $5.22 Show Payments
0.000 4.999% 4.406% $5.37 Show Payments
7 Year / 1 Year Adjustable Rate (7 year fixed rate to 1 year adjustable thereafter) 30 Year
0.000 5.250% 4.650% $5.52 Show Payments
10 Year / 1 Year Adjustable Rate (10 year fixed rate to 1 year adjustable thereafter) 30 Year
0.000 5.374% 4.918% $5.60 Show Payments
The contract rates will remain fixed until the first adjustment date and are subject to increase or decrease after consummation. Adjustments based on the 1 year US Treasury weekly constant plus a 2.75% margin.  However, at no time will your rate ever be lower than 4.00% or higher than 18.00% regardless of the 1 year US Treasury rate.
  • Rates at time of application are for illustrative purposes only, and are not locked at time of online application completion.  Please call for more details!
  • Illustrated rates are for 1 - 4 Family Owner Occupied Residential Loans up to $417,000. Please call for loans up to the new temporary high loan limit of $440,000.
  • Annual Percentage Rates (APR) are based on $100,000 for conventional loans with a 20% down payment. Any down payment less than 20% would require a monthly PMI (Private Mortgage Insurance) payment.
  • Minumum APR 4%; Maximum APR 18%
  • Initial Unit Cost represents the monthly payment during the initial fixed term based on a $1,000.00 loan at the discounted rate for a 30 year term.
  • Payment per $1,000.00 represents the monthly payment based on a $1,000.00 loan at the rate and term indicated.
  • At the adjustment which could be in 1, 3, 5, 7 or 10 years depending on product. The maximum increase could be 2% yearly cap with a maximum of 5% lifetime cap (6% lifetime cap for 1 year) over the life of the loan.
  • Subject to credit approval.
  • Rates apply to the purchase or non cash out refinancing of owner occupied properties only and are subject to change without notice.