Fixed Rate Mortgage

When you're looking for the stability of a fixed monthly payment a fixed rate mortgage is the way to go! Our Conventional fixed rate mortgages offer various terms and point options.  The monthly payment and the rate will remain the same during the duration of the mortgage. Jumbo fixed rate mortgages are also available.
 
To find out what documentations you may need for your mortgage application, please click here for our Mortgage Application Checklist. To view this checklist, you will need Adobe Reader. If you do not have Adobe Reader, it is available without charge from Adobe. Get Adobe Reader now

Rates as of Wednesday, February 22, 2012

Points Interest Rate Annual Percentage Rate Payment per $1,000 Payments Apply
30 Year Fixed - Purchase/Refinance
2.000 3.500% 3.754% $4.49 Show Payments and Rates
1.000 3.750% 3.923% $4.63 Show Payments and Rates
0.000 3.875% 3.966% $4.70 Show Payments and Rates
20 Year Fixed - Purchase/Refinance
2.000 3.375% 3.728% $5.74 Show Payments and Rates
1.000 3.500% 3.739% $5.80 Show Payments and Rates
0.000 3.750% 3.875% $5.93 Show Payments and Rates
15 year Fixed - Purchase/Refinance
2.000 2.875% 3.324% $6.85 Show Payments and Rates
1.000 3.000% 3.303% $6.91 Show Payments and Rates
0.000 3.125% 3.283% $6.97 Show Payments and Rates
12 Year Fixed - Purchase/Refinance
0.000 2.990% 3.183% $8.27 Show Payments and Rates
10 Year Fixed - Purchase/Refinance
0.000 2.875% 3.102% $9.60 Show Payments and Rates
  • Rates at time of application are for illustrative purposes only, and are not locked at time of online application submission. Please call for more details!  
  • Illustrated rates are for 1 - 4 Family Owner Occupied Residential Loans up to $417,000.
  • Annual Percentage Rates (APR) are based on $100,000 for conventional loans with a 20% down payment. Any down payment less than 20% would require a monthly PMI (Private Mortgage Insurance) payment.  
  • Payment per $1,000.00 represents the monthly payment based on a $1,000.00 loan at the rate and term indicated.
  • Subject to credit approval. 
  • Rates apply to the purchase or non cash out refinancing of owner occupied properties only and are subject to change without notice.   Rates may also be impacted by other factors.
  • Other terms and conditions may apply.